In this day and age, how does anyone start their own business without money?

Start slow. With this economy, you should be thankful you have a job/career. Take care of your family but start slow; save up what you can, think of an idea. what do you want to get into? once you figure it out, do as much research as possible. WRITTEN down. The more info you have the more successful you'll be and the more confident you'll be. With a smart business plan you can easily get a loan for a business start up but start slow. Don't borrow 100K if you can't even handle it..